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Frequently Asked Questions

Here are the most common questions from pension savers and pensioners who live abroad.

Old Age Pension

How long does it take to receive my pension after I have sent my application for an old age pension?

Apply for your old age pension early. You must apply for the Swedish old age pension by yourself. You should apply in good time. If you worked or lived in several countries in Europe, you should apply about six months before you want to receive the pension. 

I have moved to another country, what happens to my pension and what do I do?

Your pension may be changed if you move to another country. You are entitled to income pension, premium pension and supplementary pension even if you settle in another country as a pensioner. From 2023 you are not entitled to a guaranteed pension when living outside Sweden. 

The income pension complement can be paid if you live in Sweden or within the EEA or Switzerland (EEA is the EU countries as well as Norway, Iceland and Lichtenstein) or a country which Sweden has signed social security agreements with. 

Please notify Pensionsmyndigheten your new address.

I've received an orange envelope, why and what is it?

In the orange envelope you can see a summary of how much you have accumulated for your old age pension from Sweden so far. If you have already received a pension from Sweden in previous years, you will also receive a statement of income in your orange envelope.


Why should I notify if I change my marital status or receive a foreign pension?

Your marital status is included in the calculation for your pension from Sweden. The size of your pension is affected if you are married or single. Your foreign pension may affect your Swedish old age pension. You should always notify Pensionsmyndigheten if you have new or changed foreign pension, a new or changed foreign occupational injury annuity. 

Payment and bank accounts

How do I change bank accounts?

Any changes regarding address and/or payment details have to be in writing including the original signature of the person concerned (or person having relevant Power of Attorney). Also, please state your Swedish personal identification number. Regarding payment details, forms are available at this website - Forms and Brochures

Send to: 

SE-839 77 Östersund

Why have I not received my pension payment yet?

To transfer a payment to an account abroad usually takes 3-5 banking days. Thereafter, it is possible for us at Pensionsmyndigheten to take concrete measures to trace the payment. 

Survivor's pension

How do I apply for Swedish survivor's pension?

Applying for survivor's pension and living outside the EU/EES: the application must be signed by the applicant (or legal guardian for minor children) and certified by an authority in your country. Additional documents such as copy of birth certificate (for applying child), a copy of your marriage certificate and the death certificate are required. 

I live abroad and have a widow's pension. What will happen when I reach the age of 66?

If you send an email or a letter to Pensionsmyndigheten with your question and personal number we will notify you. 

I live abroad. Could my wife be entitled to a survivor's pension?

The easiest way to get a preliminary calculation of a possible survivor's pension is to send an email or a letter to Pensionsmyndigheten. Please state your Swedish personal number and the date of your marriage along your spouse’s date of birth and the birthdates of any common children.

My husband is deceased and had a Swedish pension. Would it be possible for you transfer his future pension payments to my account instead?

A surviving spouse has not automatically the right to his/her deceased spouse's pension. An application is required and has to be sent to Pensionsmyndigheten.Citizens living within the EU/EEA or Switzerland  should contact the pension authority where they live and for citizens living outside EU/EEA or Switzerland should use the application forms at this website.