If your spouse has chosen to reduce their working hours, you may choose to compensate this by transferring your premium pension to them. This could ensure the recipient as good a pension as possible, despite their lower income.
A pension entitlement is the funds that are set aside every year for your national public pension.
One advantage of transferring your premium pension entitlement to the partner with a lower income is that it will not burden your finances in the here and now.
Transfer your premium pension entitlement
Log on using your electronic ID to request a transfer of your future premium pension entitlement.
Useful information before you apply
- The Swedish Pensions Agency must receive your application no later than April 30 of the year during which the transfer is to commence. A later application will start to apply the following year.
- You and your spouse decide how long you want the transfer of your premium pension to apply.
Summary
- A pension entitlement is money that is set aside every year toward your national public pension. If your spouse or registered partner has a lower income or works part-time for a significant period, you may transfer your pension entitlement to them as compensation.
- You may only transfer premium pension entitlements during the year you request the transfer and subsequent years.
- You can decide the duration of the transfer.
- In the event of a divorce, the transfer ceases automatically.
- The Swedish Pensions Agency must receive your application no later than 30 April of the year in which the transfer is to commence.